Verisk Analytics, Inc. (VRSK) Risk Factors

Recent key developments

Concrete developments — dated events, named agreements and instruments, legal proceedings — that Verisk Analytics, Inc. surfaced in its latest filing.

• Approximately 70% of revenue in the year ended December 31, 2025 came from U.S. P&C primary insurers.December 31, 2025
• Subject to a 1995 antitrust settlement agreement with state Attorneys General and private plaintiffs that imposes constraints on insurer involvement in governance and business.1995
• OECD Pillar Two model rules for a global minimum tax of 15% agreed upon by over 140 countries.
• As of December 31, 2025, the ten largest shareholders owned 39.3% of common stock, including 1.8% owned by the Employee Stock Ownership Plan (ESOP).December 31, 2025
• As of February 13, 2026, options to purchase approximately 137,941,888 shares of common stock were outstanding under equity incentive plans.February 13, 2026
• The company has substantially completed implementation of a single company-wide ERP software system and related processes.
• Subject to the U.K. Bribery Act 2010, the U.S. Foreign Corrupt Practices Act, and OFAC regulations.
• Subject to the Fair Credit Reporting Act.
• Subject to the Gramm-Leach-Bliley Act.
• Subject to the Driver’s Privacy Protection Act.
• Subject to the European Union’s General Data Protection Regulation.
• Subject to the Dodd Frank Wall Street Reform and Consumer Protection Act.
• Section 203 of the Delaware General Corporation Law limits the ability of a holder of 15% or more of the company's stock from acquiring the rest.