FISERV INC (FISV) Risk Factors
FinancialsLatest 10-K filed Feb 19, 2026Source: SEC EDGAR
WealthWire extracted and classified 39 risk factors from FISERV INC’s latest SEC filing, mapping each to a standardized risk taxonomy so they can be compared across every company and sector. The breakdown below shows how those disclosures distribute across risk categories.
Legal & regulatory
9 factorsMarket & business
9 factorsOperations & people
6 factorsTechnology
6 factorsFinancial
6 factorsESG & reputation
2 factorsOther
1 factorsRecent key developments
Concrete developments — dated events, named agreements and instruments, legal proceedings — that FISERV INC surfaced in its latest filing.
- In 2025, announced the One Fiserv action plan focusing on client-first enterprise growth, Clover small business platform, innovative finance and commerce platforms including embedded finance and stablecoin, AI-enabled operational excellence, and disciplined capital allocation.2025
- We intend to offer custody for stablecoin reserves under the GENIUS Act to help financial institutions retain funds associated with FIUSD stablecoin issuance, enabled by recent regulation.
- Subject to federal securities law complaints, derivative complaints and governmental investigations as described in Note 17 of the consolidated financial statements.
- At December 31, 2025, goodwill and intangible assets represent approximately 60% of total assets.December 31, 2025
- At December 31, 2025, approximately $29 billion of debt outstanding.December 31, 2025
- At December 31, 2025, approximately $2.1 billion in variable rate debt, including $950 million drawn on revolving credit facility and foreign lines of credit, and $1.2 billion outstanding under U.S. dollar and Euro commercial paper programs.December 31, 2025
- Utilizes foreign currency forward contracts and other hedging instruments to mitigate foreign currency risk.
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