BROWN & BROWN, INC. (BRO) Risk Factors
FinancialsLatest 10-K filed Feb 12, 2026Source: SEC EDGAR
WealthWire extracted and classified 45 risk factors from BROWN & BROWN, INC.’s latest SEC filing, mapping each to a standardized risk taxonomy so they can be compared across every company and sector. The breakdown below shows how those disclosures distribute across risk categories.
Financial
18 factorsLegal & regulatory
9 factorsMarket & business
7 factorsESG & reputation
4 factorsOperations & people
4 factorsTechnology
2 factorsOther
1 factorsRecent key developments
Concrete developments — dated events, named agreements and instruments, legal proceedings — that BROWN & BROWN, INC. surfaced in its latest filing.
- Total debt was $7,613 million as of December 31, 2025.December 31, 2025
- Financed the Transaction with net proceeds of certain securities offerings and cash on hand.
- Litigation pending against Oxford Risk Management Group LLC regarding the 2024 restructuring of FG Policies for segregated captive cells.2024
- Recent acquisition of Accession.
- Sold third-party claims administration and adjusting services business in the fourth quarter of 2023.2023
- Revolving credit facility maturing in 2026.2026
- EU AI Act enacted in August 2024.August 2024
- Goodwill of $15 billion recorded on Consolidated Balance Sheet; most recent impairment test as of November 30, 2025 determined fair value exceeded carrying value; no impairments recorded for years ended December 31, 2025, 2024, and 2023.November 30, 2025
- J. Hyatt Brown, J. Powell Brown, and P. Barrett Brown beneficially owned approximately 12.6% of outstanding common stock as of December 31, 2025.December 31, 2025
- Executive officers, directors, and certain family members beneficially owned approximately 13.1% of outstanding common stock as of December 31, 2025.December 31, 2025
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