BROWN & BROWN, INC. (BRO) Risk Factors
FinancialsLatest 10-K filed Feb 12, 2026Source: SEC EDGAR
WealthWire extracted and classified 48 risk factors from BROWN & BROWN, INC.’s latest SEC filing, mapping each to a standardized risk taxonomy so they can be compared across every company and sector. The breakdown below shows how those disclosures distribute across risk categories.
Financial
18 factorsLegal & regulatory
11 factorsMarket & business
8 factorsESG & reputation
5 factorsOperations & people
4 factorsTechnology
2 factorsRecent key developments
Concrete developments — dated events, named agreements and instruments, legal proceedings — that BROWN & BROWN, INC. surfaced in its latest filing.
- Litigation pending against Accession's subsidiary Oxford Risk Management Group LLC regarding the 2024 restructuring of the domicile of certain FG Policies.2024
- Sale of third-party claims administration and adjusting services business in Q4 2023.2023
- Hurricane Ian in the third quarter of 2022 caused claims expenses for participation in captive insurance facilities.2022
- Total debt was $7,613 million as of December 31, 2025.December 31, 2025
- Acquisition of Accession via merger with Encore Merger Sub, Inc. and Kelso RSC (Investor), L.P., with an indemnity escrow fund held pursuant to the Merger Agreement.
- Revolving Credit Facility maturing in 2026.2026
- EU AI Act, enacted in August 2024.August 2024
- Schrems II judgment made cross-border data transfers to organizations outside the EEA more onerous and uncertain.
- Goodwill impairment test performed as of November 30, 2025 determined fair value exceeded carrying value.November 30, 2025
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