AFLAC INC (AFL) Risk Factors
FinancialsLatest 10-K filed Feb 25, 2026Source: SEC EDGAR
WealthWire extracted and classified 30 risk factors from AFLAC INC’s latest SEC filing, mapping each to a standardized risk taxonomy so they can be compared across every company and sector. The breakdown below shows how those disclosures distribute across risk categories.
Financial
11 factorsLegal & regulatory
7 factorsMarket & business
4 factorsOperations & people
3 factorsTechnology
2 factorsESG & reputation
2 factorsOther
1 factorsRecent key developments
Concrete developments — dated events, named agreements and instruments, legal proceedings — that AFLAC INC surfaced in its latest filing.
- The Bank of Japan ended its policy of negative interest rates on bank reserves in March 2024.March 2024
- The Company became aware of exfiltration of personal information of customers, beneficiaries, employees, agents, and other individuals in its U.S. business in June 2025 cyber incident.June 2025
- Aflac Japan's adjusted revenues accounted for 53% of total adjusted revenues in 2025, down from 55% in 2024 and 60% in 2023.2025
- Aflac Japan represented 76% of total assets at December 31, 2025, compared with 77% at December 31, 2024.December 31, 2025
- At December 31, 2025, the Company had agreements with 358 banks to market Aflac's products in Japan.December 31, 2025
- Sales through Japanese banks represented 3.3% of Aflac Japan's new annualized premium sales in 2025.2025
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